How to Get a Replacement Car Key
Losing your car keys can be a frustrating experience. It can also be costly depending on the model you own.
A call to an auto locksmith is the most efficient method of replacing the key. This is typically less expensive and faster than calling an auto dealer or roadside assistance.
Cost
Not long ago, losing your car keys was no big issue. You could simply go to the local hardware store and have an alternative key made. However, today it's more complicated and much more expensive. The reason is because cars are becoming more technologically advanced, and that means their keys are too. While this can make the keys more secure against theft, they are also more expensive to replace.
The cost of replacing keys for a car that have been lost will vary depending on the year, model and make of your vehicle. Many modern cars come with keys that include transponder chips to prevent theft. These chips must be paired with your vehicle, which typically requires a locksmith or a dealership. The cost of this service can vary depending on the type of vehicle you own however, it could be as high as $200.
Additionally, some modern cars have keys cut with lasers that need to be programmed by a specific machine, which is only available at dealerships or auto locksmiths who specialize in this. The cost of a key for this type of lock is as high as $100.
The location of your home will also impact the cost. You'll likely need to pay more for services for a remote area because the locksmith and tow truck have to travel far to reach you. A locksmith will also charge a fee for work performed on holidays, weekends, or after-hours.

The best way to reduce the cost of losing a key is to have a spare one with you that can be kept at home or in your wallet. Keep your vehicle's title or registration documents on your person. These will be required to prove ownership should you need to contact the dealership to request a new key. You can also contact your roadside service for assistance. They might be able to provide you with temporary replacements, based on their conditions and terms.
Time is a major factor.
Losing your car keys could be frustrating, but you shouldn't panic. First, take a moment to look for your keys to your car in obvious places such as your purse or pocket. Then, take a walk through your day and try to remember the places you may have left them. This will help you remember if you've lost them or if they're still in your vehicle. If you're unable to locate your car keys, it could be time to get an alternative.
Most newer cars have a remote key fob which uses a code to unlock and start the car. This type of key must be changed to ensure it works with your vehicle. This is usually the responsibility of a professional. Contact an auto locksmith to see whether they are able to handle this. You will be required to provide proof of ownership.
Old-fashioned metal car keys are much easier to replace than remote key fobs. They function entirely mechanically and are not complex to duplicate, so locksmiths in your area can give you an immediate replacement in the event that you've lost one. They can also duplicate the ignition cylinder in your vehicle as an additional cost. If you'd like to keep backups of the keys to your old car you can visit a hardware store that specializes in automobiles and get them copied quickly and cheaply.
vehicle key replacement may also want to consider replacing your car keys if they're starting to look worn down. Regular use can wear down the teeth on the keys and this could cause it to be difficult to align them correctly. If the key begins to stick, it might be time to replace it.
If you own a brand new vehicle and it's a high-end model, the key might require programming by the dealership. This is a difficult task that will take an extended time to complete and can cost a lot of money. Depending on your car's make you might be able to have the process covered by your warranty or insurance.
The availability
Even if your driving skills are excellent, you can still lose your keys. It can be a major pain, especially when it happens at the most inconvenient moment such as when you're at the gas station or grocery store and just want to get home. There are several ways to replace keys that have been lost. You can contact your insurance provider or find a locksmith in your area, or call roadside assistance.
You'll first need to identify the kind of key you have. This is important because various cars have different kinds of keys. Some are old-school and only lock via the key cylinder and others come with chips that communicate with the car to open the doors and then start it up. Certain keys can be easily replaced by an auto-locksmith, while others may require you to visit a dealership in order to get one from the manufacturer.
It is recommended to first read the guide, or contact the dealer for instructions on how to program the key for your vehicle. You'll need proof that you own the vehicle and wait for a few more days for your dealer to request the replacement. This process may also require you to take the vehicle to a locksmith or service provider to get it programmed, which isn't the best option for those on tight schedules or who have a limited mobility.
If you have a spare key the process will be simpler. You can typically purchase keys online for a very low cost depending on the model of vehicle. However, if your keys include a key fob and transponder element, you'll need go to a reputable expert to get them replaced and programmed. Based on the make and model, you may need to have it towed at the dealer, or pay a locksmith to replace the key.
Another method to obtain a new car key is by using a Bluetooth tracker. These tiny devices can be affixed to your keyring and emit the signature, which can be read by any mobile phone with an application installed. The app will show you the whereabouts of your key so you can easily find it.
Insurance
Car insurance coverage typically does not cover the cost of lost keys. However, there are some exceptions. Many of the best car insurance firms that are committed to customer satisfaction offer add-on coverage for things like lost keys. It is usually an extra cost, but it may be less expensive than paying out-of-pocket for replacement costs for keys.
The specific policy and the deductible will determine whether or not your car insurance covers keys that are lost. The majority of traditional metal keys can be easily replaced however it can be more difficult if you have an electronic fob or smart key. These keys are laser-cut and use computer chips that transmit signals to your vehicle. They are therefore more difficult to replace than keys made of mechanical. They are also more expensive, since you'll have to pay a locksmith and the key itself.
If you're looking to cut costs on a lost key replacement think about using an auto club or roadside assistance. These services may offer locksmiths discounted rates, and may even cover the cost of the new key. Some of these firms offer emergency lockout service which is helpful for those who are in a hurry and have to travel.
Another option is to call your car dealer to inquire if they can help you. Many dealerships have locksmiths on staff, and they might be able to create new keys at an affordable price. If the dealer needs to purchase a new key for the model you have, it may take several days. No matter which method you select, make sure to keep all receipts and documentation so that you can make a claim with your insurance company for your car in the event of a claim.
The loss of your car keys is a common incident. It's not pleasant however, it can occur to anyone. There are ways to help you avoid the costly consequences. The quickest and most affordable method to replace lost car keys is by calling a locksmith in your area. However, you must evaluate the financial advantages versus the time and expense required prior to filing an insurance claim.